certified in consumer bankruptcy law by the American Board of Certification, Michigan state chair, National Association of Consumer Bankruptcy Attorneys, a-v rated by Martindale-Hubble (highest rating), lecturer on Chapter 11 and other bankruptcy law, June, 2008, member of the month, National Association of Consumer Bankruptcy Attorneys, also handle RESPA, TILA, FCRA and FDCPA cases, helping consumers fight the mortgage and credit industries, contributor to blogs: www.bankruptcylawnetwork.com, www.mortgagelawnetwork.com, www.creditlawnetwork.com, www.debtlawnetwork.com