I am a Consumer Lawyer who exclusively represents clients with credit and debt issues. As a partner in Henry, DeGraaff & McCormick, P.S. I have the ability to help clients find global solutions to their debt issues that is not limited to one area of law. In our practice, we advocate for clients against predatory lenders, unfair debt collection practices, and take legal action when violations of the Fair Debt Collection Practices Act have occurred. This may lead to litigation or a negotiated settlement. I also represent consumer and small business debtors in Chapter 7, 13, and 11 bankruptcy cases, as well as negotiate debt with creditors and lenders when that process better serves my clients.