I'm a Twin Cities area Minnesota bankrutpcy lawyer. What I do is represent people in the processing and filing of Minnesota Chapter 7 and Chapter 13 bankruptcy cases.
If you are looking at this profile, you are probably wondering whether it would be a good idea for you to file bankruptcy. I know that filing a bankruptcy is the last thing you want to do. You have probably been struggling for a long time to avoid bankruptcy. You might already have refinanced your home in an effort to get caught up, only to find that it wasn't enough - and now your home equity is gone. You might be desperately using cash advances from one credit card to pay another - robbing Peter to pay Paul - but certainly not getting ahead by doing so. The point comes when bankruptcy becomes the only viable choice. To their credit, most of my clients have done everything they could think of to avoid bankruptcy before calling me. In fact most of them have waited much longer than they should have.