Mr. O. Max Gardner III

CEO, Max Gardner Law PLLC,
Max Gardner Law PLLC
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Contact Details

Max Gardner Law PLLC
1410 College Ave
Shelby, NC 28152
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Work: 704-4737022

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O. Max Gardner III received his undergraduate degree from the University of North Carolina at Chapel Hill in 1969 and graduated with high honors from the UNC School of Law in 1974. Among others, he was a member of the North Carolina Law Review, President of the Student Bar Foundation, named the Outstanding Law School Graduate of 1974, and was elected to the Order of the Coif. He has been widely recognized as the leading consumer attorney in America on “predatory mortgage servicing” in Chapter 13 bankruptcy cases. He has been named as a NC "Super Lawyer" five times and has been elected to the "Legal Elite" on four times. He named a Top Lawyer in N.C. in 2013 by The Legal Network and NACBA awarded him The Distinguished Service Award in April of 2013. He has also taken the lead in pursuing the attempts of many creditors to collect debts notwithstanding the fact that the debts have been legally discharged in a bankruptcy case. Gardner refers to this practice by creditors and debt buyers as one of the biggest “bankruptcy frauds” in America.
Gardner trains hundreds of consumer lawyers and legal professionals each year at his renowned Max Gardner’s Bankruptcy Boot Camps. The Boot Camps are held at Gardner’s remote 160 acre estate located deep in the heart of the South Mountains of Western North Carolina. These Boot Camps have been the most successful and intensive lawyer-training seminars in history. The Boot Camps have been featured on ABC Nightline News, the CBS Nightly News and CNN’s Your Money and written about in featured articles appearing in Business Week, The New York Times, The Washington Post, the Wall Street Journal, the Chicago Tribune and every major newspaper in North Carolina.


Specialties: I have a very good understanding of the securitization of all consumer receivables and of the organization and structure of the mortgage servicing industry.


UNC and UNC School of Law
Chapel Hill, North Carolina, United States
BA in Political Science and JD, 1974
1971 To 1974